New car insurance
Insurance is part of your new TATA's on-road price, so your car is covered from the day you drive it home. Ask us to explain the policy and add-ons in your quote.
Insurance
Car insurance and renewal
Cover for your new TATA at delivery, renewal quotes for the car you already own, and help at our workshops when you need to make a claim.
How we help
Insurance at OSL Future
Renewal
Share your registration number and current policy and we will call with a renewal quote. Renewing before the policy ends keeps your No Claim Bonus.
After an accident
Tell your insurer first, then call our service team for advice on the next step for your car.
Renewal quote
Renew your car insurance
Give us your registration number and the date your current policy ends. We will call with a quote and explain the add-ons that suit your car.
FAQs
Car insurance questions
Is car insurance compulsory in India?
Yes. Under the Motor Vehicles Act every car driven in a public place needs at least third-party insurance. A comprehensive policy adds cover for damage to your own car, theft, fire and natural calamities.
What is a No Claim Bonus (NCB)?
A discount on the own-damage premium for each claim-free year, which grows with consecutive claim-free years. It belongs to you rather than the car, so it can usually be carried to your next car when you sell or exchange the old one.
What do I need to renew my car insurance?
Your registration number or RC and your current or previous policy. If the policy has already expired, the insurer may ask for an inspection of the car before renewing.
Which add-ons are worth considering?
Common add-ons include zero depreciation, engine protection, return to invoice, consumables cover and roadside assistance. Which ones suit you depends on the car's age, where you drive and your budget; our team can explain the options in a quote.
What should I do after an accident?
Make sure everyone is safe, take photos, inform your insurer to register the claim and, for third-party injury or damage, the police. Then tow the car to a repairer of your choice, and call the OSL Future service team for advice on the next step.